For most people in standard pension schemes annuities are something that they will have to think about at some point in the future.

These insurance products are usually purchased with your pension pot or with your savings with the aim of giving you an annual income to live on once you reach a certain age. But, because we don’t really have to think about them until we’re close to retirement we don’t generally know much about them at all. This can lead to the purchase of the wrong type of annuity which may not give you the best returns.

With the help of our annuity guides you can learn more about the types of annuity on offer to you so you can make an educated decision if you do decide to purchase one.